#3: If I bought travel insurance, what can I expect from coronavirus changes?
It depends on the type of policy you purchased and the specific insurer.
We are seeing that most insurance companies are not covering flight or trip cancellations due to the general outbreak. Some insurers are updating their coverage to protect you, but only if you actually contract the virus while traveling. Many do not cover it at all. If you have a Cancel for Any Reason policy, you may be covered.
The best thing to do is contact your insurance provider and ask them about your specific situation.